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August 20, 2018

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By ANNA HELHOSKINerdWallet

Only a few weeks — or maybe alike canicule — abide until academy campuses reopen, but there may still be time to get a scholarship and abate the bulk of apprentice loans you acquire to borrow.

Here are four assets to acquisition a scholarship to advice pay for academy afore classes begin.

1. YOUR COLLEGE

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Acquaintance your school’s banking aid administration to acquisition out if any institutional scholarships are left. There may be money larboard abaft from a apprentice who absitively not to attend. Or a banking aid administration may acquire central advice on accessible accolade opportunities.

At the University of San Francisco, Christopher Simpson, accessory ambassador of the school’s banking aid and adept apprentice services, afresh heard from an ambassador at East Bay Academy Fund. The nonprofit couldn’t acquisition a almsman that fit its scholarship’s profile: a apprentice from Southern California accessory a academy in Northern California and not active on campus.

“By chance, I had a apprentice who I could canyon forth the ability to,” says Simpson.

2. YOUR PARENTS’ EMPLOYER

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Ask your parents if their administration acquire scholarships available. One in 10 companies has employer-sponsored scholarship programs for associates of their employees’ families, according to the 2018 Survey of Allowances by the Society for Human Ability Management, a barter association.

If you’re alive yourself, alike part-time, acquisition out if there is a scholarship affairs for employees.

3. SEARCH ENGINES, CONTESTS

Acquisition late-deadline scholarships application chase engines like the U.S. Administration of Labor’s CareerOneStop scholarship finder , Academy Board Big Future scholarship chase tool, Scholarships.com, FastWeb, FinAid and Peterson’s.You can clarify by due date or acquisition ones that acquire applications year-round. You may additionally chase for scholarships on amusing channels, application hashtags.

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Monthly scholarship contests may pop up on chase engines, too. They’re simple to access and generally don’t crave an essay. Typically, awards are about $1,000.

Never access a challenge or administer for a scholarship online if you’re appropriate to abide money or clandestine information, like your Amusing Security number; that may arresting a scam.

4. LOCAL ORGANIZATIONS

Acquisition organizations in your hometown that accolade scholarships. These tend to be beneath aggressive than civic awards because recipients usually charge be local. Alpha by inquiring with your aerial school’s advice appointment or academy career centermost to acquisition community-based scholarships that acquire gone unclaimed.

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“Local organizations generally won’t acquire a recipient, so they’ll extend their borderline and they don’t consistently acquaint that,” says Jennifer Horner, ambassador of banking aid at Eastern Connecticut Accompaniment University in Windham, Connecticut.

Reach out to association organizations, foundations and charities in your hometown or accompaniment to acquisition out if they acquire scholarships still available. On scholarship chase engines, you can usually clarify awards by geographic area to acquisition adjacent awards.

You can additionally accessory for career- or major-related scholarships through able associations and civic apprentice organizations. These may be tougher to get at the eleventh hour, but are still account a shot.

BE READY

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To accomplish the late-scholarship-application action easier, brightness your resume and acquire a basal commodity arrangement on hand. The arrangement should accommodate advice about yourself, why you’re accessory academy and why you charge the money.

“If you can acquire those things on hand, in your apperception or accounting bottomward somewhere, again in best cases you’ve got best of your commodity done and you’re aloof attached it aback to the cold of that accurate organization,” says Simpson.

MAKE ADJUSTMENTS

Once you accept a scholarship award, acquaintance your school’s banking aid office. Scholarship money is factored into your absolute aid package. If you accept added allowance aid than your bent banking need, it can appulse need-based aid your accept and may alike abate institutional scholarships you’ve already been awarded.

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If you acquire apprentice loans, a scholarship can advice you lower how abundant you charge to borrow. Ask your banking aid appointment about abiding accommodation money that could now be covered by your scholarship.

PLAN FOR NEXT YEAR

Plan advanced to administer for scholarships to pay for the bounce division or the aing bookish year. Administer for renewable and large-dollar scholarships to acquire the better benefits. Track accessible deadlines so you won’t acquire to clutter for last-minute awards aing year.

This commodity was provided to The Associated Press by the claimed accounts website NerdWallet . Anna Helhoski is a biographer at NerdWallet. Email: [email protected] . Twitter: @AnnaHelhoski.

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