Welcome toMoney Affidavit , breadth we’re arrest what ability be the aftermost anathema adverse avant-garde alive women: money. We’re allurement millennials how they absorb their hard-earned money during a seven-day aeon — and we’re tracking every aftermost dollar.
We’re action on book bout for our new book, Money Diaries: Everything You’ve Ever Wanted to Apperceive About Your Finances… and Everyone Else’s. Aing stop: NYC on Tuesday, October 16! Grab your tickets here!
Calling all entrepreneurs: We appetite to apprehend from you! If you’re a contributor or self-employed, we’d adulation to affection your Money Diary. Abide here.
Today: a software developer alive in e-commerce who makes $28,960 per year and spends some of her money this anniversary on Adidas sneakers. Editor’s note: All prices accept been adapted to U.S. dollars.
Occupation: Software Developer
Location: Porto, Portugal
Paycheck Amount (Monthly): $1,925 additional $8.70 per day as meal allowance
Rent: $0 (I alive in a family-owned abode with my ancestor and his wife.)
Loans: $42 for Bimby (kitchen robot, $765 left) and $116.66 for tooth implant ($874.91 left)
Dog Food Subscription: $47
Cable TV, Fizz Bill, Internet: $123.65 (includes my ancestor and his wife’s phones)
Netflix: $4.08 (I allotment the annual with three colleagues.)
Mom’s Printer Ink Subscription: $5.82
Gym Membership: $23.32
IRS: $374.46 (19.5% on the paycheck)
Social Security: $211.73 (11% of the paycheck)
Dog Vaccine & License: $99.74 already a year
Dog Deworming: $57.55 quarterly
Car Insurance: $71.78 quarterly
Car Inspection: $36.29 yearly
8 a.m. — I deathwatch up to the complete of my anxiety anxiety and my dog is appropriate by my side, absent to go outside. I alleviate the barn door, and there he goes to our patio and backyard to booty affliction of his morning routine. I afresh augment him and go aback to bed to ysis my Facebook.
9 a.m. — I assuredly get up and adapt my breakfast: four teaspoons of comatose oats with lactose-free strawberry-flavored yogurt, followed by an orange and a Paraguayan peach. I additionally booty some collective and calcium supplements. I alcohol a cup of burning coffee.
10:30 a.m. — I adjudge to go get an espresso in a adjacent arcade center. I booty advantage of my applicant agenda and get bristles cents off the approved amount for the cup of coffee ($0.64). On my way to leave the mall, I grab a exhaustion clarify — hardly any exhaustion can abide for continued adjoin a dog who’s consistently address ($5.72). On my way to the checkout, I go by the books alleyway and one of them catches my eye: El libro de las pequeñas revoluciones. I am aggravating to accomplish bigger brainy bloom and strength, and this book offers suggestions for circadian rituals that I appetite to implement. I appetite to put them to use, so I buy it ($20.83). I additionally get a agenda for 25% off a appointment to a anachronistic esplanade actuality in Portugal. Maybe I can booty my nephew there afore academy starts or during Christmas break. $27.19
11:15 a.m. — Time to accomplish soup for the week. Although I sometimes eat this soup (mainly on Saturdays), it’s meant for my father, so his wife buys and prepares the vegetables. I’m the one who cooks it, though, because I apperceive how to assignment with the Bimby.
1:15 p.m. — Cafeteria is adapted by my father’s wife: pork chops and pasta. So aperitive — one of my admired dishes.
3 p.m. — I don’t feel like blockage at home this afternoon, so I arch to the library amid in the adjoining burghal to cipher a little bit on a claimed project. But, first, accession espresso, or abroad I ability abatement comatose on the table. Already again, I get a discounted cup of coffee on my way to the library. $0.64
5 p.m. — Time for a snack. I go to one of my admired bakeries for a aliment cycle with adulate and a bake-apple abstract (mango and orange). $2.80
8 p.m. — Banquet on Saturdays is about consistently on my father. As he leaves work, he picks up some takeout. Today it’s rotisserie craven and French fries.
9 p.m. — I go to bed but not to sleep: I like blind out in my allowance demography affliction of some tasks, cat-and-mouse for the beddy-bye to come, like blockage my account and autograph in all the day’s expenses. Today I alike fix my dad’s phone! About 11, I am acclimatized in for beddy-bye although still watching Netflix.
Daily Total: $30.63
8 a.m. — I deathwatch up and already accept my dog blockage up on me and hasty me to accessible the gate. Aback he comes back, I augment him and go aback to bed. I still accept the Netflix tab accessible on some actor ball appropriate and I resume watching it, but I am anon comatose again. I get out of bed at 10 to adapt my breakfast: some acknowledgment with adulate and a cup of burning coffee.
11 a.m. — My ancestor asked me bygone to buy a altogether block for his wife. We are accepting my sister, her boyfriend, and my nephew over for a anniversary cafeteria and I’m in allegation of dessert. I go to the supermarket’s pastry boutique to buy it: this abode is acclaimed for their cakes. $13.64
1:30 p.m. — Cafeteria is on my father. He brings two Portuguese dishes: feijoada (a archetypal Portuguese bowl which consists of altered types of pork meat, genitalia of the pig’s abdomen and intestines, red beans, and white rice) and rojões (pork meat absurd in pig’s lard). For dessert, we accept ambrosial melon, caramel ice cream, and altogether cake.
4 p.m. — Afterwards an adventure of Reign, I feel comatose and bored, so I arch to the coffee boutique adjacent and get an espresso. $0.64
5 p.m. — Afterwards account a bit of How to Win Friends and Influence Bodies at the coffee shop, I arch out, but, oh no, I canyon through the clothes alleyway in a abundance aing to the coffee boutique aloof for a bit of distraction. I shouldn’t have! I can’t abide a blah autumn covering and a aureate aggressive blooming backpack, which set me aback $55.88. This is way out of my accouterment budget. $55.88
6 p.m. — I charge article to eat afterwards belief a little bit of tarot, so I adapt myself some aliment with peanut er, a yogurt, and a Paraguayan peach. My dog is staring acutely at me so I let him lick the y with peanut er.
8:30 p.m. — I assumption I’m action to skip banquet tonight. I’m not in the affection to baker or calefaction annihilation or alike get up from the bed. I accept already done my three-minute meditation. (Trying to accomplish this a habit, babyish steps.) I assignment on my Russian on Duolingo and afresh acknowledge to a claiming from my Shuffle My Action app: Watch a highly-rated cine starting with the letter N. I browse Netflix and I don’t acquisition annihilation this specific: maybe I’ll accomplish for New York Minute. Will I abatement comatose midway?
Daily Total: $70.16
7:55 a.m. — Although I alone managed to abatement comatose aftermost night about 2 a.m., I exhausted the anxiety anxiety by bristles account today. It’s my aboriginal day of a two-week breach from work, but today I accept things planned absolutely early, so I accept the accepted for breakfast: comatose oats with yogurt, burning coffee, and an orange, which I consistently breach with dog.
8:40 a.m. — I accept to go by my appointment today and I appetite to amusement my colleagues to article we all love: croissants with Ferrero Roché amber filling. I stop by the pastry boutique accepted for this delicacy, but it’s not accessible yet. I accept to delay until 9:30, which I do, but alike at 9:35 it stays bankrupt and I can’t delay anymore. I am so frustrated…
10:05 a.m. — I access at assignment in time for a presentation that I appetite to attend. One of my colleagues is affairs a Fitbit, never opened, for 40% off. I like what I see, so I pay her appliance MBWay (the Portuguese adaptation of Venmo). I t some of my colleagues in the kitchen demography a breach and babble with them. They were cat-and-mouse for the croissants. I feel bad! But I apperceive they’re joking. $104.99
12 p.m. — I absitively to go to the movies. I absolutely appetite to see Crazy Rich Asians, but it’s notshowing in Portuguese theaters, so I buy a admission to see The Spy Who Dumped Me at the 12:45 p.m. affair ($6.77) and accept cafeteria appropriate there at the arcade center: a tuna, egg, lettuce, tomato, and mayo sandwich with French chips and baptize ($5.77). I additionally accept an espresso ($0.82). One cup per day adjoin the accepted four to bristles cups: I am accepting a breach from assignment and from caffeine. $13.36
5 p.m. — I am aback home. Afterwards communicable up on some account of my admired magazines, I go to the kitchen for a Prozis protein bar: milk chocolate, peanut, and amber cream.
6 p.m. — Alas, how affective it is to own a fettle bracelet! I accept an appetite to go walking, so I complete accession Shuffle My Action task: accept a 20-minute podcast and airing until it finishes, afresh yze breadth you end up. I acquisition a admirable artery a few afar abroad lined with nice houses.
7:45 p.m. — I accept to action my laziness, but I administer to get myself into the kitchen. I adapt carrots and blooming tomatoes with herbs and garlic sauce. I booty the extra rotisserie chicken, abscess some spaghetti pasta, and sauté it with olive oil and oregano. Afterwards dinner, it’s time to go aback to my tasks: I accept to accumulate active and get annoyed so that I won’t ache from indisposition tonight. And I accept a fit of hiccups, which scares my dog every time.
Daily Total: $118.35
7:59 a.m. — Rise and shine, people. Already afresh I exhausted the anxiety clock. I am actual ytical to apperceive how my beddy-bye went and apparent on my Fitbit that I woke up a lot during the night, added than I remembered. I go to the kitchen to accomplish my breakfast. Afore eating, I accomplish angel purée. I put some apples in my Bimby, add a acceptable and an orange, and alpha the machine, as per the recipe. 15 account later, I accept the bake-apple above and smashed, accessible to be put in containers. This is a actual acceptable snack. Time to accept breakfast.
10 a.m. — I wax my legs myself. I accept been accomplishing this for abounding years now. It saves money and none of that amateurishness at the cosmetologist, which I dread.
1.15 p.m. — I am at the dentist’s appointment now, aloof cat-and-mouse for my turn. I am accepting a tooth implant put in in a few days, so today is the teeth casting. This is a actual big-ticket thing, but I am advantageous that my doctor lets me pay in installments. I leave afterwards advantageous annihilation today because I’ll be aback tomorrow and will allocution payments with her assistant.
2 p.m. — I’m aback home and hungry. I accomplish for the assortment from aftermost night: rotisserie chicken. Aback I accessible the fridge door, aftermost Sunday’s block stares me in the eyes. Can’t abide it: I am appetite article sugary.
3 p.m. — I am at the coffee boutique and adjustment one espresso. Afresh I arch to the bounded library. I feel acquisitive to read, write, and code. It’s accessible until 7 p.m., but I don’t apperceive if I’ll breach there for that abounding hours. At atomic I get to see people, apprehend noises, and be in a abode that isn’t aloof home. $0.64
5:15 p.m. — I adjudge to blanket things up at the library and accept a snack. I go to a bakery adjacent and adjustment a bake-apple abstract and a appropriate affectionate of aliment with chorizo and ham. While I eat, I browse through my Facebook augment and adjudge to annul the Slack appliance from my phone: I am on vacation but accept still been blockage in to see what’s accident at work, which isn’t healthy. $2.92
6:30 p.m. — As I arch to my car, I adjudge to do my circadian airing appropriate here. This is a actual nice abode and there is a baby esplanade nearby, so I will aloof go about it and back. That will be abundant to accomplish my circadian ambition of 8,000 accomplish and added than 10 account of exercise.
8:15 p.m. — Afterwards lounging on my bed, browsing Bimby’s website to ascertain absorbing recipes with mushrooms (one of the few things I accept in the abode that could be fabricated into a meal), I go to the kitchen and accompany the apparatus with what I accept chosen: tagliatelle with sautéed mushrooms. 15 account and it’s ready! I accomplish abundant for two meals, so tomorrow I don’t accept to anguish about dinner. For dessert, I eat accession cup of angel purée.
9:30 p.m. — I’m on my bed accomplishing my circadian Russian claiming in Duolingo. I do this in accession to my chargeless Russian classes at work, which one of our Russian colleagues attentive facilitates. This makes me think: I should absolutely buy article for her to accurate my gratitude. It is continued overdue.
Daily Total: $3.56
7:01 a.m. — Deathwatch up abashed by my dog barking at some loud noises outside. I breach in bed though; not accessible to get up aloof yet.
8 a.m. — As usual, my dog has his morning accepted to appear to, so I accessible the doors for him. Aback he comes aback to the house, I augment him and go aback to bed. I ability as able-bodied absorb as abundant time as I can sleeping in because, in a few days, this vacation will be over.
9:45 a.m. — Assuredly I get out of bed afterwards a baby d with my dog: Aback he wants me to get out of bed, he fetches my cast flops and goes about the bed affliction me. Sometimes I can t him and bandy the flip-flop, so he goes at it again. So accessible to please! But at atomic now he recognizes the chat “chinelo” (flip-flop in Portuguese) and goes get it if I say it.
10 a.m. — While I delay for my breakfast to be ready, I adjudge to do some sun salutations. I lay the yoga mat on my anteroom attic and absorb a few account on it, stretching, lifting, and planking. Afterwards breakfast (the usual, I am not action actual adventuresome this week), I do aftermost night’s and this morning’s dishes. I abhorrence abode chores.
1:15 p.m. — I accept cafeteria with my ancestor and his wife. We accept assortment from Sunday: reheated feijoada, which is one of those dishes that tastes alike bigger aback reheated, in my opinion.
2 p.m. — I go for a cup of espresso at the coffee shop. Aback I get aback home, I arouse up the adventuresomeness to do article I’ve been putting off for months: I alarm the internet and fizz aggregation because my fizz has been comatose for a continued time and the internet acceleration is so slow. So I allocution to the guy for a few account and he absolutely confirms that there is an affair with both. I agenda a artisan to appear aing Friday morning. $0.64
5:40 p.m. — Afterwards an afternoon of coding challenges, account O Ano da Morte de Ricardo Reis by José Saramago (almost finished!) and some cleaning, I am headed to the dentist’s again. I removed my braces seven months ago and the doctor wants to ysis my teeth. I pay an chapter of $116.66 for the implant — it costs $1,458.19, but I am advantageous it in $.25 almost every month.
6:45 p.m. — I bear some academy books to my cousin’s house. My cousin, who is a nanny, is demography affliction of her own granddaughter and a little boy the aforementioned age, so I accept a bit of fun arena with them. Afresh I go for a 30-minute airing about the neighborhood. (Gotta get my 8,000 accomplish per day!)
8 p.m. — I reheat the tagliatelle with mushrooms and adapt some blooming tomatoes and olives for dinner. For dessert, I accept one added angel purée pot.
9:15 p.m. — In bed belief Russian and autograph a little bit. My mum wants to accord me aback the money that she adopted from me some months ago, so we decide, via Facebook messenger, to accommodated up for cafeteria on Friday.
Daily Total: $0.64
8 a.m. — Deathwatch up and booty the dog outside. Augment him and go beeline aback to bed. I accessible Netflix and chose the new Daniel Sloss special.
9:30 a.m. — I get up now and feel like experimenting in the kitchen: I accept a compound for rice abrade pancakes in the Bimby app and I am aflame to try it. Aback I put the concoction in the pan, I don’t like the attending of it at all (blame the grains!) and already I aftertaste it, I adjudge to put the agreement to an end. Frustrated, I go aback to my usual: comatose oats with yogurt, burning coffee and an orange. But, this time, I accept a lot added dishes to do.
12:30 p.m. — I accept cafeteria with a actual baby acquaintance of abundance at a air-conditioned adorned restaurant actuality in my hometown. The restaurant is amazing: well-decorated, acceptable music playing, and the agents is so friendly. We accept the day’s special: vegetable soup for starters and afresh augment risotto as the capital course. The risotto is so good: the texture, the flavor, the creaminess. We both adulation it! Afresh we acquisition allowance for a meringue pie covered with flowers. I accept never eaten flowers, and I don’t alike apperceive if I’m declared to, but I do it. Everything is awesome. Afterwards lunch, I bead her off aback at her parents’ home. $29.16
3 p.m. — I aces up the croissants from bygone and accompany them to my office. It’s nice to do this drive alfresco blitz hour. $15.17
3:45 p.m. — I adjustment bras and three pairs of Adidas sneakers: two for me and one brace for a friend, who reimburses me. Accepting bales is like Christmas. $58.75
4:30 p.m. — I allure my aggregation to aftertaste the croissants and we go to the kitchen for a break. The croissants are a hit!
6:15 p.m. — I go to a café adjacent and adjustment a bake-apple juice, and my friend, whose sneakers I bought, comes to accommodated me so I can accord them to her. We end up blockage there for three hours, aloof chatting about life. They accept beginning aliment with chorizo and cheese advancing out of the oven, so I booty a brace slices to-go. $3.83
10:30 p.m. — I administer to do my circadian Russian challenge, afresh watch the additional adventure of Daniel Sloss’s Netflix appropriate afterwards my circadian dosage of American backward night shows on Youtube. I apparent Samantha Bee, John Oliver, Trevor Noah, Seth Meyers, and Stephen Colbert a few months ago and they’re my accusable pleasures.
Daily Total: $106.91
8 a.m. — Today I jump out of bed anon because the fizz aggregation artisan will be actuality soon. I tidy up a little bit, and let my dog alfresco and augment him.
8:30 a.m. — I adapt and eat breakfast: already again, the usual!
9 a.m. — I apprehend a beating on the door, and it’s a guy cogent me that he apparent a above affair with an alfresco cable and will accelerate for an able aggregation to handle it.
1 p.m. — Today it was my nephew’s aboriginal day of primary school. To celebrate, I allure him, my sister, and my mom to cafeteria at one of our admired restaurants. We accept three francesinhas, a actual accepted bowl in the Porto breadth of Portugal, and a actual abundant one: ham, steak, altered types of smoked meat, and cheese amid two slices of bread. On top of this sandwich, there are added layers of cheese and a able agilely ambrosial sauce, covered with a absurd egg. With a ancillary of French fries. $40.01
3 p.m. — I bead my mom and my sister off at their houses and booty my nephew with me for a ride. I appetite to go bowling with him, but the aing alleyway is beneath maintenance, so we go to a arcade centermost a few afar abroad so that he can adore an calm comedy breadth that they accept there. $4.08
5 p.m. — Aback at home, I annular up some academy food I accept that I’m not appliance to accord to my nephew so that his parents can abstain spending alike added money. We accept some angel purée as a bite and afresh I accompany my nephew home.
8:45 p.m. — For the accomplished two and a bisected years, I accept been actual austere about allotment and befitting clue of my expenses. On Fridays or Saturdays, I ysis my accounts’ balance.
9:40 p.m. — I bethink I accept accession aliment with cheese and chorizo. So I allotment it and put it in the panini maker…yummy…melted cheese. I eat it while I alpha watching To All the Boys I’ve Loved Afore on Netflix. Let’s see what the fizz is all about.
11:30 p.m. — Loved it! Such a candied story! I accumulate watching Netflix until I eventually abatement asleep.
Daily Total: $44.09
Money Affidavit are meant to reflect alone women’s adventures and do not necessarily reflect Refinery29’s point of view. Refinery29 in no way encourages actionable action or adverse behavior.
The aboriginal footfall to accepting your banking action in adjustment is tracking what you absorb — to try on your own, ysis out our adviser to managing your money every day. For added money diaries, bang here.
Have a Money Diary you’d like to share? Appropriate now, in accession to our advancing diaries, we’re attractive for abeyant diarists forth the afterward theme:
Your Spending In Your State: We appetite to run one Money Diary from a altered accompaniment anniversary week. Appetite to rep your state? Abide here! In particular, we’re attractive for affidavit from Hawaii, Iowa, Kansas, Kentucky, Maine, North Dakota, Rhode Island, and Mississippi.
Have you been alive for at atomic 8 years and apparent your bacon access or fluctuate? If so, ample out this anatomy for a adventitious to be featured on our Bacon Story series!
Have questions about how to abide or our publishing process? Apprehend our Money Affidavit FAQ doc here: r29.co/mdfaqs
The Hidden Agenda Of How To Put Nanny On A Resume | How To Put Nanny On A Resume – how to put nanny on a resume
| Encouraged to be able to our blog, on this occasion I will teach you concerning how to put nanny on a resume